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  • Agency Problems-Policy Replacements
    the Wisconsin regulations is my belief that the primary responsibility in this matter should be placed ... the replacement. In addition to reviewing all direct replacements we also try to control delayed replacements ...

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    • Authors: John C Maynard, Fredrick E Rathgeber, William F Sutton, Ralph P Walker, Charles F B Richardson, William J November, Charles A. Ormsby, Richard C. Guest, James G Bruce, Thomas Edwin Gill, Stuart J Kingston
    • Date: Jan 1961
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Transactions of the SOA
    • Topics: Life Insurance
  • Risk Classification Policy Issues - Life Insurance
    volume of female coverage increased the urgency for direct recognition of mortality differentials. Pricing ... their health. My experience is that most people care less about mortality statistics; more likely to ...

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    • Authors: John H Cook, Michael Cowell, Linda B Emory, Courtland C Smith, Charles A. Ormsby
    • Date: May 1981
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Underwriting - Life Insurance
  • Individual Underwriting
    and amount for the proper type of prospects. Care must be taken that underwriting for persistency ... benefits exceed, or too closely approach, costs of care incentives to economize are removed and often lead ...

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    • Authors: Albert A Bingham, Norman F Buck, Frank H David, Karl M Davies, Fred DeBartolo, William A Feeney, Richard H Fitzpatrick, Ardian Gill, Myles Gray, George L Hogeman, W Allan Keltie, Richard H Morse, John S Moyse, Joseph C Sibigtroth, John M Sutherland, Edward A. Lew, Alton P Morton, Charles A. Ormsby, Eduard H Minor, Barton S Pauley, Donald J Van Keuren, Maruice E Comfort, George W Chalmers, Willard A Thompson, Jack A Rowland
    • Date: Jan 1964
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Transactions of the SOA
    • Topics: Health & Disability; Life Insurance
  • Mortality Experience and Underwriting
    Mortality Experience and Underwriting This paper raises the following questions regarding mortality ... to initial antiselection. The same underwriting care also will serve to lessen the antiselection at ...

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    • Authors: Hillary J Fisher, Ernest J Moorhead, Edward A. Lew, Andrew C Webster, Alton P Morton, William J November, Charles A. Ormsby, John L. Stearns, Walter A Merriam, James G Bruce
    • Date: Sep 1960
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Transactions of the SOA
    • Topics: Experience Studies & Data>Mortality